By using agelessandindependent.com you agree to these terms. They're written in plain language on purpose.
What this site is
Ageless and Independent offers educational content about aging in place: home safety, practical living, and decision support. That includes the free 5-day email course, the interactive workbook, the Home Safety Self-Assessment, articles, and the paid Masterclass.
Nothing on this site is medical, legal, or financial advice. It is general education based on research and personal experience. It is not a substitute for professional care. Always consult your own doctor, care team, attorney, or financial adviser before acting on anything you read here, especially if you have a medical condition.
The free resources
- The 5-day course, interactive workbook, and assessment are free and yours to keep.
- You may use them for your own home and family, and share them with people you care for.
- You may not resell them, present them as your own work, or redistribute them as a commercial product.
Paid products (Masterclass and the Complete Guide)
- Both the Masterclass and the Complete Guide (PDF + EPUB) are digital products. Payment, billing, and delivery are handled by Gumroad. Their terms and privacy policy apply to the purchase itself.
- After purchase, you get access to the materials you bought: Masterclass membership, or the Guide's PDF + EPUB files. Access is for your own personal use, not for resale or redistribution.
- Guarantee: we offer a 30-day, 100% money-back guarantee. If you're not satisfied, request a refund within 30 days of purchase (through Gumroad or by emailing us) and we'll return every cent. We can offer that because the system works.
- Because the products are delivered instantly, all sales are final after the 30-day guarantee window ends.
Your conduct
- Don't use the site to break the law, spread misinformation, or harass anyone.
- Don't attempt to disrupt the site, scrape it at scale, or access systems you're not authorized to use.
- Don't misrepresent yourself or claim our work as your own.
Intellectual property
All content on this site, including the course, workbook, assessment, articles, and any downloadable materials, is owned by William Raphael / Ageless and Independent, except where noted (such as the photography credited under Creative Commons). You get a personal, non-exclusive, non-transferable license to use it for the purposes described here.
Disclaimer and liability
We provide everything “as is” and “as available,” without warranties of any kind, express or implied. We don't guarantee that the information will prevent falls, injuries, or accidents, and you use it at your own judgment and risk. To the maximum extent permitted by law, Ageless and Independent and William Raphael are not liable for any direct or indirect damages arising from your use of the site or its materials, including reliance on any content. Nothing in these terms limits liability that cannot be limited by law.
Links to other sites
We link to third-party services (Kit for email, Gumroad for purchases, and others). We're not responsible for their content, practices, or policies. Where you're asked to share information on a third-party service, their own terms and privacy policies apply to that exchange.
Changes
We may update these terms from time to time. The “last updated” date at the top shows when. If you keep using the site after a change, you accept the new terms.
Contact
Questions about these terms? Email william@agelessandindependent.com.
© 2026 Ageless and Independent. Aging is mandatory. Losing your home is optional.